What do you do when your credit card just doesn't meet your needs anymore? Perhaps you have an airline or hotel rewards program that isn't relevant anymore, you are paying annual fees that aren't worth the benefits you receive, or you now qualify for a card with a better interest rate.
If you are in need of a different card, Jordan Goodman, the personal finance expert and author known as "America's Money Answers Man", has two words of advice for you: "Shop around."
There are plenty of credit card offers to choose from – but before you decide to switch card providers, consider a product change with your current card issuer. Contact your card issuer's Customer Service department. Tell them why you plan to drop your existing card and what your goals are for a new card. They may have another card in their line that fits your needs and they may be willing to extend a good offer...
from MoneyTips https://www.moneytips.com/how-to-get-a-better-credit-card-ask
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