How often are you asked at a retail outlet if you have a store credit card, and if not, whether you would like to apply for one and put today's purchase on that card? These cards are examples of "instant approval" credit cards — cards that are approved or denied within a matter of minutes based on your available credit record.
Instant approval credit cards are not limited to store credit cards; they are available as generic cards through major banks. However, in those cases, you will generally have to wait for the physical credit card to arrive in the mail before you can use the card. Check with the issuer to determine when the credit line will be available to you.
The approval process is based primarily on your credit score, so to qualify you will need a good one — the actual number will vary by the card issuer. You will likely also have to supply some basic information such as your yearly income, housing status, and place of employment, as well as your Social S...
from MoneyTips https://www.moneytips.com/instant-approval-credit-cards
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