Getting your first credit card can be a liberating experience. You can enjoy the convenience of a simple swipe or tap, and you don't have to worry about having cash for all your purchases. However, if you don't use your card wisely, it's easy to get into unpleasant credit situations that can have long-lasting effects. Avoid such situations by considering these five points before diving into the world of credit and debt.
1. Know What You Want in A Credit Card – How do you plan to use your card? Do you intend to pile every possible bill onto that card in order to get rewards, or do you plan to use it for selected large purchases? Do you want to set up automatic payments on your card? Do you plan to carry a balance (spend more than you can pay off at the end of the billing period)? Defining what you plan to do helps you rule out certain cards and find the on...
from MoneyTips https://www.moneytips.com/5-things-to-know-before-getting-a-credit-card
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